Who's Eligible for Biden's Student Loan Forgiveness Plan Like most Americans, if you have student loans, you may be wondering if debt forgiveness is possible.

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what is The good news: Under a new plan announced last week by Vice President Joe Biden's Task Force on Student Loans,



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Eligible borrowers may get an opportunity to have their loan waived.



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However, it is not as easy as it seems. Under this scheme, borrowers who make 120 eligible monthly loan payments



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Their repayment period will start with an extended repayment period (ERP) of 10 years.



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ERP lasts up to 15 years and will reduce the amount of time the borrower needs to repay the loan every month.



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If they qualify for an additional 20 years of extended repayment through the Income Driven Repayment Scheme (IDR),



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After 25 years of payments they can be eligible for loan waiver.



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Read all important details about this program before applying to see if you are eligible



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